Buying a home might be the most substantial purchase you ever make; so it's vital that you have the right mortgage. With so many lenders offering so many products, the choices can be bewildering. At Reflect Financial, we help guide you through the complexity of today’s mortgage markets, making the process as straight forward as possible, and ensuring that you not only have the right kind of mortgage to suit your individual needs, but we have access to some of the best rates and will find you the most suitable lender.

Your Reflect Financial adviser can help with the following mortgage requirements: 

• Buying a house in the UK 
• Remortgaging 
• Mortgages for first time buyers 
• Intergenerational Mortgages
• Self-build and renovation Mortgages 
• Large Mortgages
• UK Mortgages for expats*
• Mortgages for the self-employed 
• Buy to Let Mortgages 
• Purchasing a holiday home in the UK or abroad
• Later Life Lending and equity release Mortgages**
• Offset and flexible Mortgages 

We also offer intergenerational mortgages for parents and grandparents wishing to help their children and grandchildren onto the property ladder. 

The home on which the mortgage is secured may be repossessed if you do not keep up repayments on your mortgage.

Buy to let mortgages are not regulated by the Financial Conduct Authority.

*Subject to status

**To understand the features and risks associated with an equity release mortgage, please ask for a personalised illustration. 

We offer a comprehensive range of first charge mortgages from across the market, which lenders make available to mortgage intermediaries for which we will be paid a procuration fee by the lender.